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Support Home Verification Can I use my household or spousal income? Can I use my household or spousal income? No. Since this is a personal loan, we only take your personal income into consideration. Was this article helpful? 0 0 Related Questions: Can I increase my loan amount after I have accepted my loan terms? Unfortunately, we cannot change your loan amount after you have...… What documentation will verify my income? All income documentation must : have your name and company...… Why weren't you able to retrieve my credit report? The initial credit inquiry is based on your name, address,...…